Businesses under cash pressure
Companies profitable on paper but tight on cash.
Growth & Strategic Finance
Working Capital Review
Analysis of receivables, payables, inventory and cash conversion to improve liquidity.
Overview
How we help with Working Capital Review
Working capital is often the cheapest source of funding a business has. Reducing debtor days or stock cover releases cash you already earned, at no interest cost.
We measure your cash conversion cycle (debtor days, creditor days and stock cover) and compare it against what is realistic for your sector. Then we look at what is driving the gap: invoicing delays, weak credit control, payment terms that were never negotiated, or stock buying patterns that predate current demand.
The output is a set of specific actions with the cash value of each, so effort goes where the money is.
What's included
Everything covered in this service
Scope is agreed in writing before we start, and the fee is fixed against it. If something falls outside, we tell you what it costs before doing it.
- Cash conversion cycle measurement and benchmarking
- Debtor days, ageing and credit control review
- Creditor terms and payment run analysis
- Inventory levels, turnover and slow-moving stock
- Invoicing process and billing delay analysis
- Prioritised actions with the cash value of each
Who it's for
Built around how you actually operate
Businesses carrying stock
Companies with significant inventory investment.
Fast-growing businesses
Where growth consumes cash faster than it generates it.
FAQs
Working Capital Review: common questions
How much cash can a review typically release?
It depends entirely on the starting position, but businesses with weak credit control or unmanaged stock often find several weeks of turnover tied up unnecessarily.
Will tightening credit control lose us customers?
Rarely, if handled properly. Most late payment is process failure rather than a decision, and consistent invoicing and follow-up fixes most of it without confrontation.
Is this a one-off review or an ongoing service?
It starts as a one-off diagnostic with a prioritised action list. Some clients then ask us to track the same measures monthly to confirm the actions are actually releasing cash, which we can fold into management accounts or run separately.
We're profitable, why would we need this?
Profit and cash are different things. A profitable business can still run into a cash squeeze if debtor days are long, stock is overbought, or supplier terms are tighter than customer terms, this review is specifically about that gap, not profitability.
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Let's talk about Working Capital Review
Tell us where the cash pressure is actually being felt, debtors, stock or suppliers, and we'll come back with a fixed fee for the review.
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