Businesses raising debt finance
Companies approaching banks or alternative lenders for growth or working capital.
Business Startup & Growth
Business Funding Support
Preparation of financial information, forecasts and lender or investor information packs.
Overview
How we help with Business Funding Support
Funding applications usually fail on presentation before they fail on merit. We prepare the financial information so the decision is made on your business rather than on missing evidence.
We assemble the pack a lender or investor actually asks for: recent management accounts, a defensible forecast, cash-flow projections showing serviceability, an explanation of historic performance including the awkward years, and the security or covenant position. Where the numbers raise a predictable question, we answer it in the pack.
We can also work with you on which funding route fits (term debt, asset finance, invoice finance, equity) since the cheapest headline rate is not always the cheapest outcome. Comparing repayment profiles properly against your own cash position is the kind of scenario work covered under financial modelling.
What's included
Everything covered in this service
The scope is funding readiness: establishing the amount and purpose, testing repayment or cash requirements, and organising consistent financial evidence for a funding conversation. It is not an introduction service and cannot secure approval. A broader commercial narrative may need business planning, while liquidity assumptions can be developed through cash-flow forecasting. If the requirement is only a finished stakeholder document, see investor and lender information packs.
- Lender and investor information packs
- Forecasts demonstrating debt serviceability
- Historic performance analysis and commentary
- Funding option comparison: debt, asset, invoice and equity finance
- Support through lender questions and due diligence
- Covenant modelling and headroom analysis
Who it's for
Built around how you actually operate
Companies raising equity
Businesses preparing for an investment round.
Businesses refinancing
Companies replacing existing facilities on better terms.
FAQs
Business Funding Support: common questions
Do you introduce us to lenders?
We prepare the financial information and support you through the process. We work alongside brokers and lenders you are already talking to, and can suggest routes that suit your situation.
How far back do lenders look?
Typically two to three years of accounts plus recent management figures. Where history is weak, a credible forecast and clear explanation of what has changed carries more weight.
What does funding-readiness work include?
It focuses on whether the amount, purpose, repayment capacity and assumptions are supported by coherent financial information. The exact output depends on the funding route and the questions raised by the funder or broker.
Can you guarantee that funding will be approved?
No. The funding decision and terms belong to the lender or investor. We help make the financial case clear, consistent and ready for scrutiny, but we cannot guarantee approval or a particular offer.
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Let's talk about Business Funding Support
Tell us the amount, purpose, target timing and any questions already raised by a lender, investor or broker. We will identify the information gaps and agree the funding-readiness work.
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